Insurance Info

At Fleming Physical Therapy, there are a wide variety of different healthcare plans that we accept. As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services.

Do you have one of these insurance plans? We gladly accept the insurance plans listed below. If your plan is not listed, please call us as we are always adding new insurance plans.

  • Medicare
  • CDPHP
  • MVP
  • Blue Shield of Northeastern NY
  • Empire Blue Cross Blue Shield
  • Tri-Care
  • New York State Health Insurance Program (NYSHIP – ‘Empire Plan’)
  • Fidelis
  • Martins Point
  • Cigna
  • Todays Options
  • Aetna
  • United HealthCare
  • 1199SEIU

We have included most of the major plans with which we are in-network; however, this is not an all inclusive list. Please call the office to verify other insurance plans.

For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan. Please contact us at Schenectady, Amsterdam & Gloversville, NY offices today for more information on our fees for service and payment details.

Disclaimer: While this is an extensive list, health plans do change regularly without prior notification. We recommend that you verify with your health plan what physical therapy benefits you have available.


Patient Right: Estimate of Cost of Services

Fleming Physical Therapy Consultants PC will provide all patients who do not have insurance or who are not using insurance an estimate of the bill for therapy services. Please retain a copy of your “Good Faith Estimate” (GFE) quote.

Our initial estimate will be for the cost of the first visit, which will be for the evaluation. This estimate will be provided to you at least one (1) business day prior to the evaluation or prior to scheduling, if you prefer.

Before commencing with a treatment, a second estimate will be provided to you based on the established Plan of Care. If your Plan of Care needs modification during the episode of care because of your therapy needs, a new condition, or per your request, you will be informed and provided with a new estimate, and you will have the option to continue or cease treatments.

If you receive a bill that is $400 or more than the “Good Faith Estimate,” you can dispute the bill utilizing the Patient-Provider Dispute Resolution Process. The dispute resolution entities (SDR) are certified and selected by Health & Human Services (HHS). You must submit a dispute notice, the provider’s bill, and the “Good Faith Estimate” to HHS within 120 days of receiving the final bill from our practice. HHS will collect a $25 fee with your dispute resolution application.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call Fleming Physical Therapy Consultant PC at 518-346-0605.